Solutions Solve Problems:
The statistics are against us,
however with your help we can make a difference in the community.
Most government and charity programs only focus on the need for
shelter for very low income families. They do not always
offer the training and help to take a family from low income to
home owners. We offer a solution to the problem and teach
the family how to work to make the house their home.
Teaching simple things like how
to shop, managing the check book, home maintenance, and how
to budget is what keeps the family in the home. Helping a
single mom make the 25% of the mortgage payments she can not make
each year one example of the extra support we give.
Key
Statistics:
More than half
of the estimated 128,000 rental units in Baltimore City rent for
$400 or less per month, the lowest in the metropolitan area, yet
the city's poorest residents still have trouble finding housing
they can afford to live in.
Nearly half of
renter households with children are paying more than 30 percent of
their income for rent (i.e., they are paying rents that are
"unaffordable" given their incomes), yet more than four in 10 of
them are living in physically inadequate housing.
Many of these
problems are related to the age of the housing stock, which
averages 50-something years in Baltimore, compared with
40-something for central cities on average and 30-something for
U.S. housing overall.
More than 80
percent of Baltimore's low-end rental housing stock is in the
hands of mom and pop landlords who own fewer than five dwelling
units.
Reference: “Low-end Rental Housing: The Forgotten Story in
Baltimore’s Housing Boom” by Johns Hopkins University Professor
Sandra J. Newman (published by the Urban Institute)
TCH believes that when you EMPOWER a family, you EMPOWER a community!
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